Where do i begin?

Step 1. Get Pre-approved. While not required, I highly recommend that all my clients get pre-approved by a bank or mortgage broker before starting the home search. Sellers prefer confident buyers who can make serious offers. Many sellers now specifically ask for pre-qualification letters with offers to ensure they are dealing with qualified buyers. As a committed buyer’s agent, I notice that the most serious buyers are either already pre-qualified or are open to my advice about contacting a lender early in the home buying process.

Connecting with lenders early allows you to find the best deal for your needs and understand your budget. You'll also uncover any credit issues you might not know about. Additionally, you may find helpful programs like first-time buyer options and renovation financing. While it takes some time to research, it’s worth it. Imagine being excited about your dream home only to realize later that you can’t afford it.

The Next Step
After figuring out your budget and loan amount, it's time to find a Realtor to help you move forward. Start with a phone consultation and speak to several Realtors to find someone you connect with best. A meeting with me will be casual and helpful, allowing us to get to know each other. I would like to talk about your real estate goals to see if my services are right for you as you start this exciting journey.